Initial disclosure document
The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.
What services do we provide?
We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements, we may seek such information about your personal circumstances and objectives as might be relevant to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.
Whose products do we use?
As a Financial Conduct Authority regulated credit broker, we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.
Do we charge for our services?
Carsave Leasing Limited is a credit broker and not a lender we are regulated by the Financial Conduct Authority registration number 672236 we charge a fee for our services of £300 including VAT. We are a commission and fee-based organisation which means that we will receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us and these will be reflected in your monthly payments. The commission may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier. For Regulated agreements the amount we receive will be made available within the finance providers documentation or made available on request for Non-Regulated agreements
Carsave Leasing charge for their services because they act as intermediary who make the leasing process easier and often cheaper for you.
Here’s what you’re typically paying for:
Access to better deals: Carsave Leasing have relationships with multiple dealers and leasing companies, giving them access to deals that aren’t always available to the public.
Convenience: We handle all the legwork—comparing offers, negotiating terms, managing paperwork—saving you time and hassle.
Expertise: Carsave Leasing understand the market and can help you choose the right car, lease terms, and even avoid common pitfalls.
Admin & processing: There are real costs involved in arranging your lease—like credit checks, documentation, and setting up contracts. Some of the fee covers these behind-the-scenes tasks.
Upfront transparency: Carsave Leasing often charge a one-off fee (called a “broker fee” or “admin/process fee”) instead of building a commission into your monthly payment. This can make things more transparent.
Sometimes, we earn commission from the leasing company too but will still charge a fee to cover our overall time and effort.
Carsave Leasing ltd is authorised and regulated by the Financial Conduct Authority. Our firms reference number is 672236. You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.
Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.
If you have a complaint, please visit our complaints procedure page.
Registered in England & Wales with Company Reg No : 32151426
Registered Office: Unit 5, Sheaf Valley House ,134 Archer Road, Sheffield, S8 0JZ | Data Protection No : Z7414877 | VAT No : 690008745 |
Carsave Leasing Ltd are a credit broker and not a lender, we are regulated by the Financial Conduct Authority. Registered No : 672236 - BVRLA membership number: 1982
Doc V3 08.04.25
